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More Financial Protection For Seniors

Since 2005 the population of individuals aged 65 and over in the U.S. increased from 36 million to over 50 million.  It’s expected to double to nearly 100 million by 2060.  When you take into account the fact that these seniors own over 75% of all financial assets (according...



How To Delay Age-Related Cognitive Decline

I’ve written before on the subject of cognitive decline.  Prior research has indicated that (1) it increases with age and (2) you won’t know that it’s occurring (see At Some Point You Need To Stop Investing). A recent British study on retired civil servants concluded that there are some...



Some Thoughts About Monday’s Market Drop

The media reported that the Dow’s plunge of 1100 points on Monday was the biggest point drop in history. While that sounds scary, keep in mind that media reports are intended to be dramatic.  Put in broader perspective, the percentage drop (which is the more important measure) was 4.6%. ...




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Palo Alto, CA 94303

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