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Why Next Year Could Be Better

This has not been a happy holiday for the U.S. stock market. As of this writing the S&P 500 is down about 20%. The month of December is on track to be the worst for stocks in 50 years, and the large market drop the day before Christmas, ordinarily...



Is Your Variable Annuity Worth Keeping?

Are you holding a variable annuity (VA) that you purchased some time ago from an enthusiastic insurance salesperson? It behooves you to periodically review it to see if its purpose, cost, and value are still aligned with your financial goals. Below are some steps you can take to better...



Thoughts On Yesterday’s Market Decline

Once again the capital markets are exhibiting a high degree of volatility. Yesterday the Dow fell 799 points, representing a 3.1% decline. The media attributes the loss to new uncertainty over the alleged trade “agreement” reached with China in Buenos Aires last week that had been touted so positively...




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2225 E. Bayshore Road
Suite 200
Palo Alto, CA 94303

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Cognizant Wealth Advisors is a registered investment adviser offering advisory services in the State of California and in other jurisdictions where exempted.