Month: January 2019

Should You Invest In TIPS Right Now?

Among all the different types of investments available these days, U.S. Treasury bills, notes, and bonds are the only securities considered risk-free. Given the current volatility stock markets worldwide are experiencing, it’s natural for investors to start thinking about adding treasuries to their portfolios to mitigate the risk. The decision, though, is a bit complex…
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How Still To Get Charitable Tax Deductions

As a result of the passage of the Tax Cuts & Jobs Act in 2017, taxpayers (especially in California) may find themselves losing some of the deductions they used to get for charitable contributions on their 2018 taxes. Let’s use a simple example to explain this. Suppose you are married and have the following annual…
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The Wrong Way To Invest In Bonds

Most 529 and 401(k) plans offer a pretty broad range of U.S. stock mutual funds. There are large cap funds, small cap funds, value and growth funds, actively managed vs. passively managed funds, and occasionally even industry sector funds. When it comes to bond funds, however, most plans limit you to just one fund that…
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