Conventional wisdom among investors today is that emerging markets represent a potentially lucrative opportunity for equity growth as compared to developed markets. The argument is that, because they did not participate in the excessive debt binge of the 1990s and 2000s, emerging market economies are poised to grow faster than those of developed countries like…
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Cognitive impairment in old age may not simply be the result of a random event such as Alzheimer’s or a stroke. There is increasing evidence that cognitive decline in old age is natural and inevitable, and cannot be slowed by education or intelligence, nor by so-called brain exercises such as solving crossword puzzles. Our brain,…
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A recent article in the Los Angeles Times suggests that there’s a growing inclination among baby boomers to shift to day trading as a strategy to make up for all the losses they incurred since 2008. The average 60-year-old currently has only $114,500 in his or her 401(k), according to benefits firm Aon Hewitt, and…
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The Wall Street Journal recently reported that the IRS will be going after taxpayers that made contribution or withdrawal errors in their IRAs. There were over $280 million in uncollected tax penalties in 2007, according to the Treasury Inspector General for Tax Administration. That’s low-hanging fruit for a federal government strapped for revenues. With this…
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A recent poll by the Investor Protection Trust, a non-profit devoted to investor education, found that almost 60% of respondents — all professionals who work with the elderly — deal with elderly victims of investment fraud “quite often” or “somewhat often.” The respondents included state securities regulators, financial planners, medical professionals, social workers, caregivers, and…
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Vanguard, the large mutual fund company, recently released a study that attempted to answer the following two questions: Do hedge funds consistently outperform standard market benchmarks? Do hedge funds represent “alternative” investments with good diversification potential relative to stocks & bonds? Vanguard’s conclusion: “No” to both questions. Titled “A mixed bag: Performance of hedge fund…
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