If you are an employee, stock options and Restricted Stock Units (RSUs) have the potential to greatly boost your net worth. However, if they represent the bulk of your savings, company performance issues can not only impact your savings but your livelihood as well. Our CERTIFIED FINANCIAL PLANNER™ Professionals have years of experience balancing the concentration risk against the tax consequences of divestment − including alternative minimum tax (AMT) − and will develop an exercise and sale strategy specific to your situation.
If you participate in a startup, we provide guidance on early stock exercises and 83(b) elections.
If you are a company executive we can help you set up 10b5-1 plans enabling you to sell your company stock regardless of inside knowledge of company plans that might limit your ability to do so.