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Should You Retire To South Dakota?

Bankrate.com recently announced the ten best states for retirement.  The list, which includes such rugged spots as Colorado, Utah, North Dakota and Wyoming, was topped by, of all places, South Dakota.  My question: is South Dakota the retirement paradise to which we should all aspire? Before any South Dakotans...



Are Index Funds Really Less Expensive?

When it comes to investing, there are many things we cannot control.  For example, we cannot control, let alone predict, investment returns.  On the other hand, there are things we can and should control, such as the costs of our investments.  The popularity of index-based mutual funds and exchange-traded...




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2225 E. Bayshore Road
Suite 200
Palo Alto, CA 94303

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Cognizant Wealth Advisors is a registered investment adviser offering advisory services in the State of California and in other jurisdictions where exempted.