U.S. Treasuries have been considered the safest debt on the planet ever since the end of World War II. But they are backed only by the “full faith & credit” of the U.S. government. Despite the two major political parties squabbling every couple of years over raising the debt ceiling in order to pass a…
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In light of the recent Southern California wildfires, all California residents probably assume that their homeowner’s insurance premiums will be going up. But by how much? And how do California rates compare with those in the rest of the country? The insurance comparison platform Insurify just completed a cost and projection analysis for homeowner’s insurance…
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A number of readers of my previous article on Trump’s tariff war asked about the best places to invest during the current situation. Let’s explore the various stock markets and sectors to see which ones might make the most sense to take advantage of at this time. We’ll start with those areas that are most…
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Let’s say you’re in the market for your first house. Thanks to family support and your own frugal lifestyle spending, you’ve managed to accumulate $600K for a down payment. After searching for months you discovered a fixer-upper in the suburbs for $1 million (after all, you’re in the Bay Area). The real estate agent recommended…
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In a word, I believe it’s extremely misguided. Here’s why. First, what problem is Trump trying to solve? The only justifications he has made are that (1) the U.S. is being economically “ripped off” through other countries’ tariffs, and (2) we need to bring manufacturing back onshore (presumably to increase jobs). Let’s tackle the rip-off…
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Retirement sure has changed since the Social Security Administration (SSA) issued its first monthly retirement check in 1940. That amount was only $22.54. And back then a 65 year-old retiree was expected to live for only another 12-13 years before dying. Today seniors have higher benefits and a much longer life expectancy thanks to improvements…
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