If you were to review the historical performance of any mutual fund, asset class, or investment portfolio over any period of time, you’d certainly notice quite a bit of variation in the returns. Take the S&P 500 (representing the largest 500 U.S. companies), for example. The returns from this asset class over the last five…
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I wrote last year about small business owners who plow most of their savings into their businesses to the exclusion of their retirement and other financial goals. I had cited a 2006 study by the Small Business Administration that found that only about a third of such entrepreneurs had individual retirement accounts or had made…
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First of all, what the heck are bitcoins? If you haven’t heard of them, they are one of a class of so-called digital currencies, mediums of exchange which are created and stored online, in contrast to ordinary paper and metal money. There are currently over 400 digital currencies in existence, with a total market value…
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