At the turn of the 21st century the majority of mutual funds that invested in equities (stocks) utilized what is called active management. That is, fund managers chose some subset of all publicly-traded companies in which to invest and also decided when to rebalance the various positions held in the fund. The purpose was to…
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Voters have many reasons for choosing a particular candidate during elections. According to a post-election survey at navigatorresearch.org, one of the biggest reasons Trump won was voter dissatisfaction with the economy under Biden, particularly the higher prices consumers had to endure as a result of the Covid-induced inflation. They seemed to have expected that Biden/Harris…
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Quite a number of seniors have approached me recently expressing anxiety about Donald Trump’s becoming the President-elect. Besides their fears about a second burst of inflation due to threatened higher tariffs as well as the existential threat to U.S. democratic norms and institutions based on his past actions, probably the number one concern involves Social…
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For some, the end-of-year holidays engender thoughts of helping those less fortunate. For others, it’s a time to develop strategies to save on taxes. Charitable giving allows you to achieve both goals. However, what if you would like to help but don’t yet know to which charities you would like to contribute? One of the…
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The short answer is yes. If a mutual fund or exchange-traded fund (ETF) becomes unprofitable, fund company management may choose to shut it down. And given how competitive the fund market is, with well over ten thousand funds available today, this happens more often that you might think. What are the risk factors? One of…
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In its 2024 Modern Wealth Study, brokerage firm Charles Schwab & Co. asked some 1200 Americans to grade themselves regarding a few personal finance questions. Over a third of all respondents gave themselves a grade of D or F on the level of savings they’ve accumulated and on their preparedness for retirement. Interestingly the grades…
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Cognizant Wealth Advisors, LLC ("Cognizant") is a dba of Perigon Wealth Management, LLC ("Perigon").
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For additional disclosures, please visit www.perigonwealth.com.
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