According to Time Magazine, the answer is yes. I refer to their recent cover proclaiming “Make America Solvent Again!” and touting our current $13.9 trillion debt level. Sounds more like a rallying cry for a political candidate than an attempt to educate the public on economics. But that’s pretty typical for the media these days. …
Read more
A cornerstone of Modern Portfolio Theory is the concept that you can reduce the risk (variation) of an investment portfolio by adding securities whose performance does not correlate with those in the portfolio. This led to the identification of asset classes – groupings of securities that perform similarly under certain economic conditions – and ultimately…
Read more
As of the third quarter of 2015, student debt in the U.S. has soared to nearly $1.25 trillion. That’s trillion with a “t.” As little as ten years ago it was only $350 billion, less than half the amount of credit card debt held by consumers. Today it’s 70% higher. Why is this happening and…
Read more
Ever since the crisis of 2008 the Fed had been utilizing what’s been called “quantitative easing” to focus on commercial banks to stimulate the economy. This approach involved purchasing a significant volume of bonds to drive up bond prices and reduce interest rates, with the expectation that the lower rates would stimulate demand for more…
Read more
In the past two months we’ve experienced one of the most volatile starts to a new investment year in history. Surely there must be a good reason why this is occurring. Is it a harbinger of a severe economic downturn? Recognition that stocks have been overvalued for years? A response to the fact that Donald…
Read more
As stock prices continue to fall across the globe, you will inevitably be hearing the term “bear market” bandied about in the media. While the definition is vague, as is its etymology, broadly speaking the term signifies a general decline in the stock market over a period of time, coupled with a transition from high…
Read more
Cognizant Wealth Advisors, LLC ("Cognizant") is a dba of Perigon Wealth Management, LLC ("Perigon").
All advisory services are provided by Perigon, a federally registered investment advisor.
For additional disclosures, please visit www.perigonwealth.com.
Important disclosure information is also available at: https://adviserinfo.sec.gov/firm/summary/131037 and https://www.investor.gov/CRS.
© 2025 - Cognizant Wealth Advisors
Recent Comments