Chances are when you visit the doctor for a physical checkup, you go to a general practitioner. You probably wouldn’t go to an ear, nose, and throat specialist. Although the latter would have more expertise in those particular organs, it’s the broad view of your body that you’re looking to understand. Why isn’t it the…
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Suppose you have a hot water heater in your home that works only intermittently. You go to your local Home Depot only to find that they won’t have a replacement model available for six months. Would you wait until the replacement is available before removing the old unit, or would you immediately yank the defective…
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President Trump today ordered that the Department of Labor’s Fiduciary Rule – scheduled to begin implementation on April 10th – be delayed pending a review by his administration. What impact is this expected to have on consumers? Some background first. When it came to providing investment advice prior to 2016, Registered Investment Advisors (aka RIAs,…
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According to the Federal Reserve’s most recent Beige Book – a collection of anecdotal information on current economic conditions in each of its 12 districts – the U.S. economy continues to strengthen. Several districts reported a pickup in manufacturing, and the energy sector in particular was experiencing an uptick in employment for the first time…
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Most everyone is probably aware that interest rates today in the U.S. are at historical lows. To a large extent this is due to the quantitative easing strategy that the fed has been following since the depression of 2008. Their goal was to suppress interest rates to make borrowing easier in order to stimulate the…
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Now that the year is almost behind us, let’s turn to my favorite topic, predicting the future. As usual, there were a number of events that occurred at various times during the year, the results of which (1) were completely missed by the media and (2) went totally counter to investor expectations. In case you’ve…
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