As you may have read in the media, the Federal Reserve (Fed) raised its benchmark interest rate to 1.00% in March.  This was the second increase in just three months and the most the Fed has raised the rate in over eight years.  What’s the significance of such rate hikes, particularly to investors? Let’s start…
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Suppose you have a hot water heater in your home that works only intermittently.  You go to your local Home Depot only to find that they won’t have a replacement model available for six months.  Would you wait until the replacement is available before removing the old unit, or would you immediately yank the defective…
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President Trump today ordered that the Department of Labor’s Fiduciary Rule – scheduled to begin implementation on April 10th – be delayed pending a review by his administration.  What impact is this expected to have on consumers? Some background first.  When it came to providing investment advice prior to 2016, Registered Investment Advisors (aka RIAs,…
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Now that 2016 is nearly behind us, investors’ thoughts naturally turn to 2017.  What return should I expect from my investments next year?  The great difficulty in answering that question is that we have limited facts to guide us.  Sure, there is a plethora of historical data, as well as economists and media pundits who…
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As an investment professional I spend a huge part of my time helping clients to develop investment strategies and to identify specific investments that balance the need for growth with the need for asset preservation.  And over time, the value of these efforts pays off by maximizing the likelihood of their being able to live…
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