Genworth, one of the larger long term care insurers, recently released their 2016 cost of healthcare data. It is based on surveys or interviews with over 3800 licensed home healthcare providers, 1400 adult day health facilities, 6200 assisted living facilities, and 3600 nursing homes across the U.S. What’s especially useful is the breakdown of costs…
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It’s well-understood that as we age, we experience a general decline in our physical health. And there is increasing evidence that cognitive decline in old age is also natural and inevitable, and cannot be slowed by education or intelligence, nor by so-called brain exercises such as solving crossword puzzles. Our brain, like the rest of…
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Are you currently holding a mutual fund that is not performing well compared to your other assets? Before dumping it, consider that it might be an indicator that your investment portfolio is well-diversified. I’ve written often on this topic, but it’s still worth reviewing how diversification works. In non-mathematical terms, it’s the inclusion of multiple…
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As I wrote in a previous blog, we live in a world of uncertainty. It’s impossible to predict future stock prices no matter how fancy the purported methodology. But that’s no reason not to invest. Most of us need to grow our savings in order to keep up with inflation as well as to be…
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What’s going on with the stock market right now? We started the year with the worst market performance in history. In February, volatility continued to reach multi-year highs. As if that weren’t bad enough, the media reported in March that second quarter earnings were expected to be broadly lower. Things were shaping up to be…
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According to Time Magazine, the answer is yes. I refer to their recent cover proclaiming “Make America Solvent Again!” and touting our current $13.9 trillion debt level. Sounds more like a rallying cry for a political candidate than an attempt to educate the public on economics. But that’s pretty typical for the media these days. …
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