Risk is a commonly used term when it comes to investing, and its importance cannot be overstated. While we cannot control the returns that we get from our investments, we can and should manage the risk very carefully. As I have written before (Don’t Overlook the Risk of your Investments), there are many different types…
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In honor(?) of tax reporting season, here are some ways you might be able to use your pet to save money on your income taxes. Thanks to Emily Zulz of ThinkAdvisor.com for having compiled the original list. Hire your pet for your small business. You heard that right! If you are a small business owner,…
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An article with the provocative title “Why 60/40 Portfolios Are Downright Dangerous Today” caught my eye the other day. It was in a financial planning trade publication targeted to financial advisors and asserted the following: Bonds and stocks used to be negatively correlated with each other but no longer are. Advisors are not making enough…
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Anyone who has contributed to an Individual Retirement Plan (IRA) is likely aware of the plan’s primary restriction, namely that you cannot withdraw the money until you reach the age of 59½. At the same time, the government didn’t want this restriction to be too onerous, so rather than making it impossible, they simply decreed…
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What prompted the writing of this post was a radio commercial I heard the other morning while commuting to work. It was from some real estate firm that promised to teach me how to buy, hold, and sell properties with no money down and no risk. Imagine that: no risk! How could anyone turn down…
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Since 2005 the population of individuals aged 65 and over in the U.S. increased from 36 million to over 50 million. It’s expected to double to nearly 100 million by 2060. When you take into account the fact that these seniors own over 75% of all financial assets (according to the Securities & Exchange Commission),…
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