How To Delay Age-Related Cognitive Decline

How To Delay Age-Related Cognitive Decline

I’ve written before on the subject of cognitive decline.  Prior research has indicated that (1) it increases with age and (2) you won’t know that it’s occurring (see At Some Point You Need To Stop Investing). A recent British study on retired civil servants concluded that there are some things you can do in retirement…
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Some Thoughts About Monday’s Market Drop

The media reported that the Dow’s plunge of 1100 points on Monday was the biggest point drop in history. While that sounds scary, keep in mind that media reports are intended to be dramatic.  Put in broader perspective, the percentage drop (which is the more important measure) was 4.6%.  That’s the biggest single day loss…
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What’s In Your IRA?

Pardon me for paraphrasing a catch phrase from a ubiquitously marketed credit card.  But were you aware that you actually have a lot of flexibility in terms of the investments you can choose to put into an IRA?  Besides stocks, bonds, mutual funds, and ETFs, you can invest in real estate, gold bullion, and in…
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What Did You Expect?

I was speaking with my friend Lisa the other day.  She was upset that she had not gotten a better return on her investments in 2017.  “Apple [stock] was up over 40%,” she complained, “but I only got 13%.”  Ironically, this was the very same person who was panicking in 2009 about the 25% loss…
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The Fourth Bitcoin Myth

As a follow up to my post a couple of weeks ago on the three biggest Bitcoin myths (see https://www.cognizantwealth.com/2017/12/15/the-three-biggest-bitcoin-myths/), the Securities and Exchange Commission (SEC) has just warned investors about one more risk of which they need to be cognizant. Myth #4: Investing in Bitcoins is safe. The SEC last week recommended that investors…
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