Social Security is one of the few retirement pensions whose annual payments increase over time based on actual inflation. Few other private or public pensions provide this valuable benefit. Neither do annuities. Unfortunately, the cost of goods and services that seniors predominantly face has collectively risen faster than the broader Consumer Price Index for Urban…
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You’re probably at least somewhat familiar with the Consumer Price Index (CPI), the Bureau of Labor Statistics (BLS) measure of inflation. Considering that this metric is the fundamental driver of government programs ranging from the setting of short-term interest rates to Social Security’s cost of living increases, its importance in our lives cannot be overstated.…
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Most parents want their children to achieve at least a four-year bachelor’s degree from college. Partly it’s emotional: “My kid graduated from Stanford. What about yours?” But the bigger driver is more commonly the fear that without a college degree, their son or daughter will simply be unable to compete for the higher-paying jobs of…
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You may have heard through the financial media that the U.S. Treasury yield curve has been flattening, portending a possible recession in the near-term. As of this writing the yield curve is at its flattest point since 2007. Exactly what is the yield curve, and is it truly a good indicator of a future economic…
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Larry Kudlow, President Trump’s top economic advisor, announced that “the deficit… is coming down, and it’s coming down rapidly” in an interview on the Fox Business Network two weeks ago. He was on the show to promote the positive effects of the tax reduction law that was signed late last year. Unfortunately, his statement was…
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“Are stocks overvalued right now?” is probably the second most common question I am asked these days. In the last year and a half the Dow reached a new high over 90 times. It’s understandable that investors are looking for some indicator to tell them in advance whether or not stocks are too expensive to…
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